> For the complete documentation index, see [llms.txt](https://docs.tensorx.ai/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.tensorx.ai/billing.md).

# Credit & Billing

Everything you need to know about payments, credits, and billing on TensorX.

***

## How Billing Works

TensorX uses a **prepaid credit system**. You add credits to your account and pay only for what you use based on token consumption.

```
Cost = (Input Tokens × Input Price) + (Output Tokens × Output Price)
```

{% hint style="info" %}
**View Live Pricing**: [tensorx.ai/models](https://tensorx.ai/models) - Pricing displayed per 1M tokens.
{% endhint %}

***

## Payment Methods

We accept multiple payment options to make it easy for developers worldwide:

| Method                | Type        | Supported              |
| --------------------- | ----------- | ---------------------- |
| **Credit/Debit Card** | Traditional | Visa, Mastercard, Amex |

***

## Adding Credits

To add credits to your account:

1. Log in to [app.tensorx.ai](https://app.tensorx.ai)
2. Navigate to your [dashboard](https://app.tensorx.ai/dashboard)
3. Click **Add Credits**
4. Choose your payment method and amount
5. Complete the payment

Credits are added to your account instantly after successful payment.

{% hint style="warning" %}
**Rate limits:** Depositing credits does not change your rate limit tier. Tiers are based on your **total consumed spend** — the cumulative dollar value of tokens you have actually used — not your credit balance. See [Rate Limits](https://docs.tensorx.ai/api-reference/rate-limits) for tier details and how to request higher limits.
{% endhint %}

***

## Balance Management

### Minimum Balance Requirement

{% hint style="warning" %}
**Important:** When your balance falls below **$0.05**, your account and API keys will be automatically disabled to prevent negative balance.

You must top up your account to re-enable access.
{% endhint %}

### Low Balance Notifications

You'll receive notifications when your balance is running low:

* Email alerts sent automatically at a fixed low-balance threshold
* Dashboard warnings when balance is low

### Re-enabling Your Account

If your account has been disabled due to low balance:

1. Log in to [app.tensorx.ai](https://app.tensorx.ai)
2. Add credits to your account
3. Your API keys will be automatically re-enabled once your balance is above $0.05

***

## Usage & Monitoring

Track your credit usage and API activity in your [dashboard](https://app.tensorx.ai/dashboard):

* **Usage History** - See all API requests and costs
* **Credit Balance** - Check remaining credits
* **Usage Trends** - Monitor your consumption over time
* **API Key Usage** - Track usage per API key

***

## Pricing

Pricing is based on token usage. Each model has different rates for input and output tokens.

{% hint style="success" %}
**View Current Pricing**: [tensorx.ai/models](https://tensorx.ai/models)

All pricing is displayed per 1M tokens.
{% endhint %}

### How to Estimate Costs

* **1 token ≈ 4 characters** of English text
* **100 tokens ≈ 75 words**
* A typical API request with a short prompt and response might use 500-2000 tokens

### Usage controls

1. Compare current model pricing and capabilities in the [model catalogue](https://tensorx.ai/models).
2. Set an explicit response limit only when the application requires one.
3. Keep system prompts concise.
4. Cache reusable responses where appropriate.
5. Monitor usage in the dashboard.

***

## Refund Policy

{% hint style="info" %}
**24-hour refund window.** If you need a refund, contact <support@tensorx.ai> within 24 hours of your purchase. After 24 hours, all purchases are final and credits become non-refundable.
{% endhint %}

Test the platform before making a larger purchase.

***

## FAQ

### Do credits expire?

No, credits do not expire. Use them whenever you need.

### Can I get an invoice?

Yes, every top-up generates an invoice you can download yourself:

1. Sign in to the [dashboard](https://app.tensorx.ai).
2. Open **Billing** from the sidebar.
3. In the **Recent Transactions** list, click the **Invoice** button next to the deposit you want.

The invoice opens in a new tab with a **Download PDF** option.

### What happens when I run out of credits?

When your balance falls below $0.05, your account and API keys will be disabled. API requests will return authentication errors. Add credits to re-enable your account.

### Is there a minimum purchase?

Check [tensorx.ai](https://tensorx.ai) for current minimum purchase amounts.

### Can I set up auto top-up?

Yes. Auto top-up is self-serve from your [dashboard](https://app.tensorx.ai/dashboard). You set two values:

1. A **trigger balance** — when your credit balance falls to this amount, a top-up is made automatically.
2. A **refill amount** — the amount of credit added each time the trigger is reached.

No support request is needed to switch it on or off.

***

## Need Help?

* **Email**: <support@tensorx.ai>
* **Contact Support**: [Contact page](/support/support.md)


---

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